Studies

2006 - 2010: PhD Economics − “Essays in Behavioural Economics and the Labour Market” UNIVERSITY OF ABERDEEN – Scottish Doctoral Programme
2002 - 2003: MSc Economics − UNIVERSITY OF WARWICK
1999 - 2002: Ptychio in Economics (Distinction) − UNIVERSITY OF IOANNINA (Greece)

Experience - Academic Positions

2023 – Present: Professor of Finance ARISTOTLE UNIVERSITY OF THESSALONIKI Department of Economics, Aristotle University of Thessaloniki
2016 – 2023: Professor of Finance UNIVERSITY OF GLASGOW Adam Smith Business School, Accounting and Finance Group
2014 – 2016: Reader in Accounting and Finance UNIVERSITY OF GLASGOW Adam Smith Business School, Accounting and Finance Group
2013 – 2014: Senior Lecturer in Economics UNIVERSITY OF STIRLING Stirling Management School, Economics Division
2012 – 2013: Lecturer in Economics UNIVERSITY OF STIRLING Stirling Management School, Economics Division
2010 – 2012: Lecturer in Business Economics and Finance UNIVERSITY OF ESSEX Essex Business School, Entrepreneurship and Innovation Group

Research Interests

Financial management, household finance, personal finance, financial literacy, financial technology, behavioral economics and finance, labor economics and finance, entrepreneurship.

Publications – Conferences

• Tzora Vassiliki A., Philippas Nikolaos D., and Georgios A. Panos (2023). “The Financial Capability of 15-Year-Olds in Greece”. Economics Letters. 225, 111044
• Panos Georgios A. and John O. S. Wilson (2020). “Financial Literacy and the Fintech Era”. European Journal of Finance. 26(4-5): 297-301..
• Panos Georgios A. and Yong Yang (2018). “Job Flows, Returns to Skill, and Rent-Sharing at the Dawn of the New Millennium: A Firm-Level Inquiry from the BRICS”. International Journal of Language, Translation and Intercultural Communication. Vol. 7, pp. 64-99.
• Hvide Hans K., and Georgios A. Panos (2014). “Risk Tolerance and Entrepreneurship”. Journal of Financial Economics. Vol. 111, No. 1, pp. 200-223.
• Panos Georgios A., Pouliakas, Konstantinos, and Alexandros Zangelidis (2014). “Multiple Job-Holding as a Strategy for Skills Diversification and Labour Market Mobility”. Industrial Relations: A Journal of Economy and Society. 53, No. 2, pp. 223-272.
• Klapper Leora F., Lusardi Annamaria, and Georgios A. Panos (2013). “Financial Literacy and its Consequences: Evidence from Russia during the Financial Crisis”. Journal of Banking and Finance. Vol. 37, No. 10, pp. 3904-3923.
• Panos Georgios A., and Ioannis Theodossiou (2013). “Reciprocal Loyalty and Union Mediation”. Industrial Relations: A Journal of Economy and Society. 52, No. 3, pp. 645-676.
• Klapper Leora F., and Georgios A. Panos (2011). “Financial Literacy and Retirement Planning: The Russian Case”. Journal of Pension Economics and Finance. Vol. 10, No. 4, pp. 599-618.
• Demirgüç-Kunt Asli, Klapper Leora F., and Georgios A. Panos (2011). “Entrepreneurship in Post-Conflict Transition: The Role of Informality and Access to Finance”. Economics of Transition. Vol. 19, No. 1, pp. 27-78.
• Panos Georgios A., Kromydas Theocharis, Osborne Michael, and Robert E. Wright (2020). “An Inquiry into the Facets of Human Literacy”. In: Global Citizenship for Adult Education: Advancing Critical Literacies for Equity and Social Justice. Forthcoming.
• Karkkainen, Tatja, Panos, Georgios A., Broby, Daniel and Andrea Bracciali (2018). “On the Educational Curriculum in Finance and Technology”. In: Diplaris, S., Satsiou, A., Følstad, A., Vafopoulos, M. and T. Vilharinho (Eds.) Internet Science. Lecture Notes in Computer Science (10750). Springer: pp. 7-20.
• Demirgüç-Kunt Asli, Klapper Leora F., and Georgios A. Panos (2016). “Determinants of Saving for Old Age Around the World”. In: Mitchell, O. S., Maurer, R. and Orszag, J. M. (Eds.). Retirement System Risk Management: Implications of the New Regulatory Order. Oxford University Press.
• Panos, Georgios A.,Gkrimmotsis, Konstantinos, Bouzanis, Christoforos, Katmada, Aikaterini, Satsiou, Anna, Gasparini, Gianluca, Prospero, Aurora, Praggidis, Ioannis, and Eirini Karapistoli (2016). “What Do People Expect from a Financial Awareness Platform? Insights From an Online Survey”. In: Satsiou, A., Panos, G., Praggidis, I., Vrochidis, S., Papadopoulos, S., Keratidis, C., Syropoulou, P. and Liu, H.-Y. (eds.) Collective Online Platforms for Financial and Environmental Awareness. Series: Information Systems and Applications, incl. Internet/Web, and HCI, 10078. Springer International Publishing.
• Demirgüç-Kunt Asli, Klapper Leora F., and Georgios A. Panos (2013).“Entrepreneurial Finance in the Western Balkans”. In: Kull Robert, Demirgüç-Kunt Asli, and Jonathan Morduch (Eds).Banking the World: Empirical Foundations of Financial Inclusion. Boston, MA: MIT Press.Chapter 8, pp. 211-264.
• Panos Georgios A., Wilson John O. S., and Christopher Adcock (2020). Responsible Finance in the Fintech Era: Opportunities and Challenges. Routledge. Forthcoming.
• Satsiou Anna,Panos Georgios A., Praggidis Ioannis, Vrochidis Stefanos, Papadopoulos Symeon, Keratidis Christodoulos, Syropoulou Panagiota, and Hai-Ying Liu (Eds.) (2016). Collective Online Platforms for Financial and Environmental Awareness. Series: Information Systems and Applications, incl. Internet/Web, and HCI. Springer International Publishing.
• Bouzanis Christoforos andGeorgios A. Panos (2017). Greece, Financialization and the EU: The Political Economy of Debt and Destruction: Book Review. By: Vassilis K. Fouskas and Constantine Dimoulas, Palgrave Macmillan July 2013. Journal of General Management, Forthcoming.
• Panos Georgios A.(2011) “Effectual Entrepreneurship: Book Review”. By: Read, S., Sarasvathy, S., Dew, N., Wiltbank, R. and Ohlsson, A.-V. (2011), , Routledge, Abingdon, UK, 228pp. ISBN 978-0-415-58643-6. Journal of General Management, 36(3), pp. 96-102.